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Inaccurate Forecasting

Budget Flow💡 Feature Requests

Forecasting is one of the most useful things about expense tracking. You can get very accurate projections of future balance using your average earnings/expenses. But BudgetFlow is currently displaying the forcast using the wrong data:

Current method:

(Recurring earnings) - (recurring expenses)

Better method

(Recurring earnings + average variable earnings) - (recurring expenses + variable expenses)

Only then will we be able to forecast, say, one year into the future and see an accurate projection of the total balance—enabling proper planning. At the moment, it shows you’ll have more money than you actually will.

Posted by ALEJANDRO LÓPEZ ALBERTOS ·
4 comments

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Comments4

  • Michael Gerischer

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    Oct 29

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    Merged request

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    16 votes

    Feat: Predict future balance based on last transactions

    I wish that the balance prediction is based on fix (salary, insurance) **and** variable (restaurant, supermarket) transactions, in other words, on the last transactions/months/years. This would be more realistic instead of just using the fixed transactions, like it is right now (see also image attached). Variance might be useful, but not necessarily essential to me.

    Thanks!

  • ALEJANDRO LÓPEZ ALBERTOS

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    Oct 29

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    Merged request

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    3 votes

    Forecasting is not useful currently

    The grey lines that project how your balance will evolve for each account are a great feature but, in my opinion, they are currently not being calculated correctly.

    They only take into account fixed earnings and expenses, but not variable expenses. Meaning that the grey lines are a false representation of the evolution of balance.

    In my opinion it should be calculated as:

    (fixed earnings + average variable earnings) - (fixed expenses + variable expenses)

    Then we would get a real estimate of your balance 6 months from now.

    Thanks very much in advance Fabian for considering it :)

  • ZufälligerNutzername21

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    Feb 14

    The way I understand your problem, isn’t the Trend or the Savings Rate what you look for? Select a longer range (like a year) and then go to Analysis and scroll down to Savings Rate.

    However, you’d admittedly need to do the math on how long you need to save a certain amount on your own.

  • ALEJANDRO LÓPEZ ALBERTOS

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    Apr 26, 2025

    Edit sorry

    I meant:

    (Recurring earnings + average variable earnings) - (recurring expenses + average variable expenses)